All Sincere, Hardworking Chiropractors Who Are Sick and Tired And
Up With The Way
Insurance Companies Are Messing Them Over
The Easiest And Most Effective Way to Get Your Claims Paid Using
ERISA, Federal Laws, and Court Judge Decisions
| Dear Doctor,
My name is Dr. Michael Beck.
It seemed like just a few short months ago, that I was frustrated to no
end with the insurance claim denials I'd been seeing in my practice on
a daily basis.
Now today, merely 18 months later, I've found a way to laugh at appeals
and I actually enjoy watching my staff handle them with ease. I'm sure
this is hard to believe, but give me a chance and let me prove that I
might just have the answer for you, too.
Let's face it, dealing with insurance companies is tough!
While all those insurance company "big-whigs" and HMO insiders have
padded their pockets (to the tune of tens of thousands even hundreds of
millions of dollars), chiropractors, like us have been left on
the sidelines when it comes to simply getting paid for what we do.
There's no doubt, it's probably the most difficult part of our
Too often insurance companies are so powerful and pushy that many
just give up hope of ever collecting on services they worked hard to
No other time in history has there been so many forces fighting against
the success of hard working chiropractors.
What's more, with managed care our profession has been faced with
denied claim after denied claim. Sometimes
it's just one
CPT code, sometimes it's the whole date of service. Sometimes the
insurance company will deny EVERY danged thing you send them for that
patient -- that's enough to make you want to scream!
Sound at all familiar?
That's why I decided to do something about this.
| After spending countless hours with the
struggles of making sure all my coding was right, all my notes were
properly documented, all my t's were crossed and my i's dotted, my
claims were still coming back denied a lot more times than they should
Frustrating, to say the least.
Truthfully, I wasn't sure it was even possible to fight back, but I
went ahead anyway with my research. I wanted to create a simple, yet
extremely effective way for myself and my staff to handle appeals, as
quickly and easily as possible.
I knew there had to be a way - and I found it...
| Finally, Appeals That Use Federal
Laws And Court Rulings That Reverse Your Insurance Claim Denials
| After nearly 12 months of long hours, late
nights, and even weekends at my office I researched, collected and
typed out over 25 of the most tested and proven appeal letter
strategies- and most importantly, made them applicable to today's
Suppose you could sit down, write a simple letter to the insurance
company, mail it and then be paid within 7 days.
Imagine...one letter could turn dozens of denials into real money, and
even recoup old money on claims you have just given up on.
Does this sound too good to be true?
Well, it isn't, if you have the right tools.
Here's a look at what I'm talking aboout...
| In this case, I got $50.40 reversed in
previously denied codes, all from a quick, yet very effective appeal
$50 that's now in my pocket and not being held hostage any more by
the insurance company.
You see, if it's not in writing, it's like it never existed in the
medical and legal world. You can talk all day on the phone with someone
named Tom (or Jill) in India until you are blue in the face, but we
both know those phone calls are a huge waste of yours and your staff's
time. What you want is an easy to implement system to actually have
someone in the United States of America look at your appeal, and to
create a good paper trail in the process.
| But Creating That Powerful Appeal
Letter Is The Hard Part...
| It could take you years and would cost you a
small fortune to figure out just the right convincing arguments and
facts that make appeals letters extremely effective.
But instead of spending a career trying to outsmart the insurance
companies and come up with just the right appeal process, you can now
have an entire collection of hard-hitting, money collecting appeal
letters. Specific to your chiropractic practice, ready for you and your
staff's beck and call.
Here's this all got started...
day I was visiting a friend of mine's practice. As we went to grab some
chicken fajitas for lunch, our conversation shifted to insurance
issues. He was moaning and complaining about all the insurance denials
and 'usual and customary' cuts his staff had been receiving.
we got up to leave the resturaunt, I briefly mentioned to
I had been using some 'magic' appeal letters to get paid on all my
denied claims. The guy would not let me leave the resturaunt until I
promised him a copy!
It was then I realized that other hard-working chiropractors would want
to get their hands on a copy of these letters too.
| "The Instant Chiropractic Appeal
| In only 5 minutes you can quickly
& easily create an appeal letter proven to get you're denied
claims paid…without wasting your valuable time and effort!
It's that simple.
These appeal letters are unlike anything
you've ever seen before. If you're expecting some wimpy collection of
appeal letters, like those available in a book or at some seminar,
another thing coming.
| "I first met Dr. Beck when I was looking
for chiropractors with an in depth knowledge of insurance billing and
documentation. Dr. Beck's understanding of chiropractic insurance
requirements has been a huge help in designing my software.
If you want to write a defendable appeal letter in record speed - but
don't want to spend hours with finding the laws or court cases to back
it up, get Dr. Beck's Instant Chiro Appeal Letters kit."
CEO/President of Silkone-EMR
| Which Of These Chiropractic Appeal
Templates Could You Use To Recover denied claims revenue?
of Benefits (Two of the most important court cases -
that you probably have never heard of until now- dealing with the
insurance company wrongly stating the Verification of Benefits)
When I send out this letter it usually means $1500-$2000 in checks will
soon be on the way from the insurance company.
- A letter that handles the Usual and
Customary problem with real firepower to back you up!
surprised at what our "buddies" at the AMA had to say about this one
that actually helps us out)
- How to easily handle (with two federal
court rulings) the "We
sent the forms to the patient to fill out, and we cannot
pay you until
we get them back" stall tactic
| "I used to be so scared of insurance
companies that I ran a completely cash practice, now, with Dr. Beck's
appeal letters I have the confidence to get paid for what I do. Now my
staff and I are completely prepared!"
Dr. Micah Carter
- Chiropractic CPT code specific appeal
letters to deal with
the "Medical Necessity" of codes like 97140, 97110, 97112, and more
- A simple solution to the "We Didn't Receive the
Claim In Time" stall. Have an ace up your sleeve when you
let the Federal Courts help you get paid on this one.
- Word for word copy of all the necessary
Federal Court rulings that are referenced in the letters, so that you
know exactly what was decided in each case
| And more…so much more, it would
take me 5 pages just to outline it all here. But don't be overwhelmed
by all the talk about Federal courts cases and laws - the fact is, Instant
Chiro Appeal Letters will quickly take all the mystery out of
how to get your wrongly denied services paid, and fast! Because:
- It's simple - all
the letter templates are written in a way that even a 10-year-old could
change the pertinent info and send out! (If you are new in
practice or new to insurance, this is the smartest way to
right. If you're already a seasoned veteran, it's exactly
what you have been searching for to
streamline the appeal process and get better results like you have
| Dear Dr. Beck,
I wanted to thank you for the great packet that I purchased from you,
the Insurance Appeals letter kit. It was well worth every penny! My
staff used a few of the templates right away and it could not have been
more user friendly and simple to implement. I can say with confidence
that the information provided in this work will more than pay for
itself many times over, in fact only one review will more that cover
I have been in practice for 24 years and am finally at the point to do
something about the insurance denials I was getting for fair,
reasonable and customary treatment. It was well past time to do
something about it. Your package makes it simple!
Thanks again, and keep up the great work!
Yours in Health,
Dr. G. Mac Miller
Optimal Health Center
- I've use
the Instant Chiro Appeal Kit for two years now. My collections have
increased, claims aging has decreased and 99% of my denials were
reversed last year.
My staff knows that the minute they see the denial on an EOB, they are
to find the appropriate letter, put in the patient's info, print and
mail that day.
As you know, 97140 denials happen a lot, especially with this insurer.
But now, we handle them quick. When this denial came in, my insurance
CA found the correct appeal letter, filled in the blanks, and hit
print, all of which took 3 ½ minutes.
As you can see, the Instant
Appeal Letters Kit has been a lifesaver for my practice.
- And, finally, you
get your own proof (through actual results) almost
instantly when you start using the letters!
| Okay, So What's The Cost For This
Incredible, Fully Loaded Resource?
| Consider this: how much is you or your staff's
time worth to your practice?
Listen Doc, if you are the one handling the appeals in your office, do
you really think that is the most effective use of your time?
Maybe you're not doing anything with your denied claims and they're
sitting in a file somewhere collecting dust. How much money are you
loosing by not appealing those?
And realize if you were to compile these yourself, you would
need to attend every
insurance billing and coding seminar, spend the hours and
travel expenses associated with these seminars, buy all the association
guidebooks, and hire a high priced consultant or coach. Not to mention
airfaire, hotel fees, and other travel expenses.
At a bare bones minimum you would spend somewhere in the
neighborhood of $10,000 and up.
But I'm not going to charge you anywhere near that. For what you get,
the investment is tiny. In fact,
all 25 quick and easy fill-in-the-blank appeal letter templates it's
Look at it this way - would you pay $5.96 for a fully
researched, analyzed, tested and "done for you" appeal letter
specifically for a Chiropractic office? Surely forcing the insurance
companies to pay your claim is worth the price of a trip to Starbucks!
Now perhaps you're wondering why I would be willing to charge so little
for such powerful tools that I paid so much to acquire?
Actually, I have two reasons why I am doing this...
#1: Frankly, I'm sick and tired of watching
chiropractors suffer, and even go out of business because they don't
have the right tools to succeed.
In fact, a DC just a few miles down the road from me just went out of
business last month. When I spoke to him it was a sad conversation to
say the least.
This is my way of helping fellow Chiropractors collect what is
rightfully theirs, before it is too late.
#2: Since I already have all the letters typed
up and ready, and you're downloading these securely over the Internet I
have no inventory and no fulfillment costs. As a result, I don't need
to pay anyone to take the orders over the phone. This way I can pass
along my cost savings to you. So you win and I win.
You can start winning with insurance claims today!
But don't just take my word for it, listen to what this doc had to say.
| "We all know Chiropractor's get the short
end of the stick with insurance companies. Denials used to take me
hours to type up a response, if I ever got around to it. And I couldn't
tell my staff to do it, they didn't know what to write, so I would end
up standing over them telling them what to do.
Now that I have the Instant Chiropractic Appeal Letters kit, we can
have an appeal letter modified, printed and mailed within 3-4 minutes.
Also, now I can trust my staff to do the appeals since your kit has all
the federal laws and court cases. Yours is the only product that I have
seen tailored to Chiropractic. Thanks for all your help in getting my
Dr. David Kinnison
| How many denied claims would you have to
collect on using this kit before it pays for itself? One, maybe two
Remember, you only pay once, but you can keep on using the letters in
the "Instant Chiro Appeal Letters Kit" again, and again, and again to
bring in checks!
| 3 Bonuses For Acting Right Now!
| Bonus #1: Ultimate Insurance
Verification Questionnaire ($99 Value)
| As a special free bonus for acting immediately
I'll also give you a copy of my extreme insurance verification
questionnaire. It all starts with a good verification of the patient's
chiropractic benefits. If this very important step is not done just
right, it will cost you big time.
This questionnaire contains every possible question you could ask the
insurance company about your patients benefits. It's not one of those
forms with your typical 3 or 4 questions. In fact, you will get over 20
specific questions that, by law, the insurance rep on the other line
has to give you the answer for.
| Bonus #2: Chiropractic 'CYA' (Cover
Your Assets) Protection Kit ($99 Value)
|This bonus contains three of the most important
forms you will ever use in your practice. Any one of these forms, if
they were ever needed, could save you tens of thousands of dollars.
The 'CYA' kit contains:
- Ultimate "Assignment of
Benefits From" (AOB) - Dealing with insurance, you know
it's common for mistakes to happen and the payments for your hard work
to "accidentally" go to the patient. And we both know collecting that
money from the patient is never going to happen.
Actually, this is one of the forms I use quite often, as a 'gentle'
reminder to the insurance company who the check is supposed to come to.
This isn't your run-of-the-mill basic AOB either. Its like an AOB on
steriods. If you use PIP or health insurance this is a must for any
- Chiropractic Specific
Informed Consent - Dealing with insurance pains, seeing
patients, and running a business are enough to keep your busy .But then
there's the thought of
someone sueing the pants off of you. If a malpractice suit every
happened, this is the one form you would be glad you had every patient
before treatment. With everything in the news about cervical
manipulation strokes (as ridiculous as it is) it would be foolish not
to have something so simple to protect you.
Fact is, we live in a litigious society, and doctors are seen as easy
- Complete Personal Injury
Case Lien - Ever had a PI patient that got the check and
skipped town? This form will completely protect the doctor from this
scummy lawyer abuse. The patient signs it right up front with all the
other paperwork and it even has a section for the attorny to sign. I
had used a lot of wimpy Lien forms in the past until a real attorney
wrote this one up.
| Bonus #3: "Better than Cash"
Autodebit System ($99)
| What could be better than collecting cash from
A simple, yet extrememly powerful Autodebt system that keeps money
flowing into your bank account every month.
And on top of that, patients will absolutely love it. You can use it
for copays, deductibles, non-insurance patients, and it works great for
I'll show you how to set it up, and give you the forms to make it work.
I'll even give you the marketing letters I send out to patients that,
without any hard selling, make them beg to sign up as a member.
I have used this system to generate a steady flow of cash
hitting my bank account the first week of every month.
Are these great or what?
Now together these free bonuses are worth almost more than
three times your investment in the Instant Chiro Appeal
Letter Templates -- but they're all
when you order by Midnight tonight.
Now you might be wondering, what's the guarantee?
| 100% 'Better-Than-Risk-Free'
| How can I do that? Easy - you see, you can
have your own copy of Instant Chiro Appeal Letters
all to yourself for 3 entire months (90
days)… and if by that time you aren't completely satisfied
for any reason, then simply send the kit back, and I'll refund every
cent of your purchase price! And, on top of that you will get to keep
the bonuses. We'll still be friends, and no hard feelings.
But I seriously doubt you'll be sending the Appeal Letters back.
Everyone I know who has gotten them has been extremely satisfied with
the results… and relieved to finally get cash in their bank
account that had been totally written off.
Does that sound fair enough?
| Here's How You Can Start Getting
Paid On You Denials Right Now…
| It's easy to get started right away. Just click
here and you can have immediate (and
unlimited) access to all of the Instant Chiro Appeal Letter
Templates right on the spot. You just fill-in-the-blanks,
right on your own computer. No retyping and no recopying. It couldn't
be easier or faster.
You'll be taken to our secure order page for your credit card or paypal
information. We use a very secure processing company so your order
information is kept completely confidential.
Your order is processed immediately, and you'll get a receipt for your
purchase with a transaction number and a link to where you can download
your kit away.
The whole process takes less than 5 minutes.
Michael Beck, D.C.
P.S. I've done all the hard work for you, researched the laws and court
cases, typed out the letters, and tested them to make sure they work.
Now the next step is up to you.
Don't make the same mistakes I did and learn the right way to reverse
denied insurance claims.
now through our Secure Server, and get instant access!)
Click Here To Order Now
| Still Have Questions? Here are a
Few Common Questions Answered:
#1 - Isn't it faster and easier to just call the
insurance company and discuss the denial over the phone, than it is to
mail in appeals?
first glance it may seem quicker, but 95% of the time that does not
Spending half an hour on the phone with some guy in a cubicle in India
making $6/hr that doesn't understand a single iota about chiropractic,
much less US insurance laws is not my idea of fun.
Nor is it a good use of any doctor's or practice staff's time. We both
know that most of the time the insurance rep. will just say " Looks
like you're correct, I'll send it back for reprocessing right now,
but then 48 hours later you get a letter stating "We reviewed your
claim and must maintain our original position."
Your time is better spent seeing patients, or better yet, working on
your marketing plan to get more new patients and grow your practice.
#2 - Why bother with denials, isn't that just
part of the insurance game, the cost of doing business?
enough, with the right tools, appeals are rather easy to collect on.
To accept these write offs as part of doing business, is frankly,
leaving quite a
bit of money on the table.
Why leave piles of money in the insurance companies bank account?
With all the things we get screwed around on as Chiropractors that we
control, like unfair network contracts, reduced reimbursements every
year, stingy gate keepers, capitation, hold harmless clauses, mountains
of paperwork, fear of audits, techniques being classified as
experimental, and more, there's enough things to
write off as the cost of doing business. Don't write off easy to appeal
#3 - What if my staff already handles my
appeals, why do I need this kit?
used to think the same thing.
Then I took a closer look at it, and realized there was stacks of
denied EOB's in folders, hidden in drawers, and pretty much layed aside
to collect dust, intended to be acted on when there was time (which
To be fair, it wasn't my staff's fault.
They just didn't know what to do, how to appeal the denial, or what to
send to the insurance company.
Now, with the Appeal Letter Templates, it's done so fast I have no
Is your staff really handling your denied claims? Are their appeals
effective in collecting your money?
#4 - What if I have a billing company, why would
I need this?
have used billing companies before, quite a few actually.
But even if you are using a billing company, from experience, I can
tell you that most of them are not sending appeal letters to collect on
your denied claims. And the few that do, don't have this information to
back up their argument.
Fact is, you would be better off buying this kit for them, because you
will make more money as a result.
Here To Grab Everything